Karen Ware / Ware Law Office is a Maryland lawyer offering Chapter 7 and Chapter 13 bankruptcy services with a free consultation, low fees, payment plans, and evening and weekend appointments available. We can also resolve or stop wage garnishments, bank account garnishments, foreclosure, medical bills, credit card debt, debt collector calls and letters, judgments, and credit report problems.
  • Welcome to Ware Law Office Welcome to Ware Law Office If you are having financial difficulties, you do not have to face them alone. We can help.  Our practice is focused on consumer credit and debt matters, including Chapter 7 and Chapter 13 bankruptcy.  
    More about OUR SERVICES
  • Welcome to Ware Law Office Welcome to Ware Law Office In addition to our bankruptcy services, we also offer non-bankruptcy solutions for debt lawsuits, garnishments, levies, liens, and judgments.  
    More about OUR SERVICES
  • Welcome to Ware Law Office Welcome to Ware Law Office We will take the time to explain all options to you.  Please call (301) 637-0109 today for a free phone consultation.
    More about OUR SERVICES

Helping Maryland Residents Get a Fresh Start Through Chapter 7 and Chapter 13 Bankruptcy

Chapter 7 Bankruptcy

Chapter 7 bankruptcy can (1) wipe out many unsecured debts, (2) eliminate personal liability for secured debts and some taxes, and (3) stop debt lawsuits, collections, creditor contacts, garnishments, and some evictions and repossessions.

Chapter 13 Bankruptcy

Chapter 13 (or "payment plan bankruptcy") can prevent foreclosure or car repossession while you catch up on payments. You may be able to wipe out an unsecured second mortgage and a large chunk of your other unsecured debts.

Other Options

What if bankruptcy is not the right solution for you? We also represent people being sued by creditors in state court. We can help with non-bankruptcy solutions for garnishments, debt lawsuits, and collection accounts.

Bankruptcy Basics

Chapter 7 Bankruptcy: What is It?
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Chapter 7 Bankruptcy: Who Can File?
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
The Bankruptcy Automatic Stay: Will it Stop My Creditors?
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Considering Bankruptcy? 12 Mistakes to Avoid (Part I)
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Considering Bankruptcy? 12 Mistakes to Avoid (Part II)
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Chapter 7 Bankruptcy Timeline: From Consultation to Filing Date
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Chapter 7 Bankruptcy Timeline: From Filing Date to Discharge
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Chapter 7 and Chapter 13 Bankruptcy: What Documents Do I Need?
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
What Happens at the 341 Meeting of Creditors?
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Chapter 13 Bankruptcy: How is My Payment Plan Calculated?
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

 

Free Consultation

Free consultation Maryland bankruptcy lawyer

We offer a free, no obligation phone consultation. Give us a call to learn about your many options.

(301) 637-0109

. . . . . . . . . . . . . . . . . . . . . . . . . . .

Meet Karen Ware

Maryland bankruptcy lawyer Karen WareKaren Ware is an attorney practicing in Maryland and California.

She represents consumers in credit and debt matters, including bankruptcy.

In addition to her bankruptcy practice, Ms. Ware litigates debt collection and garnishment cases in both state and federal court.

This allows our office to offer Clients both bankruptcy and non-bankruptcy solutions. Our practice emphasizes the importance of explaining all options to Clients, and the relative advantages and disadvantages of each approach.

Continue reading...

 

More Bankruptcy Information

Chapter 7 and Chapter 13 Bankruptcy FAQs
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Can the Bank Take Money from My Account if I File Bankruptcy?
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Can the Bank Freeze My Account if I File Bankruptcy?
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Will Bankruptcy Affect My Security Clearance?

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
What Questions Will the Trustee Ask at the Meeting of Creditors?
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Banking Issues and Maryland Bankruptcy
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Reaffirming a Mortgage in Bankruptcy
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Chapter 7 and Chapter 13 Bankruptcy: How Should I Organize My Supporting Documents?
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Discharging Tax Debts in Chapter 7 Bankruptcy
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Addresses, Parking, Metro Information for Maryland Chapter 7 Bankruptcy Meetings of Creditors (341 Meetings)
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .